April 1, 2024
AgencyInsuring Solar Panels: Coverage for Damage and Loss
In recent years, the adoption of solar energy has surged as individuals and businesses recognize its environmental and economic benefits. Solar panels are becoming increasingly popular as a renewable energy source, providing clean electricity and reducing carbon footprints. However, like any investment, solar panels come with risks and ensuring adequate coverage for damage and loss […]
May 19, 2022
Agency5 Ways to Reduce Home Insurance Costs
Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look […]
October 1, 2021
AgencyHow to Put Out a Grease Fire
In honor of Fire Prevention Week from October 3rd through the 9th let’s talk about a common household hazard, the grease fire. Even seasoned cooks may find themselves in sticky situations with grease. Grease fires are one of the hardest to put out, here are the best ways to attempt to put one out. 1) […]
September 14, 2021
AgencyHow Home Insurance Protects Property Away From Home
Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered If you are downsizing to […]
July 8, 2021
Agency4 Tips for Safe Remote Work
Although work from home was a necessity during the height of the COVID-19 pandemic, it seems to be a new normal for the workforce with many companies choosing to keep remote options. A Gartner survey reports that 80% of companies plan on allowing their employees to work remotely at least part-time, 47% will allow employees to work […]
May 20, 2021
Agency5 Reasons You Need Renters Insurance
1) Landlord’s insurance won’t cover you This may come as a shock to some people, but your landlord’s insurance policy will not cover your personal property in the event of a loss. Your landlord’s insurance only covers the building you live in, not the content inside. 2) Renters can pay for housing after a major claim If a […]
May 17, 2021
AgencyAppraisal Value versus Insurable Value
James our rental property expert explains appraisal value versus insurable value as well as touches base on replacement cost and actual cash value of a home. Watch the short video on our Youtube channel!
April 5, 2021
AgencyDoes my homeowners insurance cover a dog bite?
I recently read that President Biden’s dog Major, once again bit a White House staff member. This news has provoked a question I believe many dog owners may have. Does my homeowner’s or renter’s insurance cover my dog biting someone? With help from one of our Producers, Kyle, we have the answer. Liability Coverage More times […]
March 15, 2021
AgencyWhat Is Cash-Value Homeowners Insurance?
Homeowners insurance policies automatically cover household contents. But the way these contents are insured varies greatly, depending on the type of policy. Purchasing a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items will be paid out at a depreciated value. Instead, a replacement-cost policy would pay for the […]
August 27, 2020
AgencyWill Home Insurance Cover a Damaged Garage Ceiling
The garage is one of the areas of the home that many people do not think much about until there is a problem. In some cases, home insurance can help with the damage here. For example, if your garage ceiling has damage that stems from a covered peril, your policy can help you make repairs. […]